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Washington, DC just rewrote its car insurance rules for the first time in four decades. The new DC car insurance law 2026 is formally the Motor Vehicle Insurance Modernization Amendment Act of 2026. It became law on August 14, 2026 after completing congressional review. The law doubles the minimum liability coverage on every DC policy. It also makes enhanced underinsured

The State Farm dividend is landing in mailboxes and inboxes across the region. State Farm Mutual began paying a one time $5 billion cash dividend in late July 2026. It is the largest payout to customers in the company's 103 year history. For most drivers it is a pleasant surprise and nothing more. But if you have an injury claim

A police chase accident in Maryland can end a normal Tuesday in about four seconds. You are crossing an intersection on a green light. A car fleeing police runs the red at eighty miles an hour, or spins out sideways after a PIT maneuver, and it lands in your driver's door. The police report names the fleeing driver. The news

An ATV accident insurance claim looks simple on paper. A rider hits someone, the rider has no coverage, and the victim turns to their own uninsured motorist policy. In practice, the outcome often depends on which side of the border the crash happened on. The District of Columbia and Maryland apply different rules to off-road vehicles, and those rules can

After an accident in Washington, DC or Maryland, calling your insurance company can feel like the obvious next step. You pay premiums every month, and the coverage is supposed to be there when you need it. But understanding the insurance claim downsides before you pick up the phone can make a significant difference in your financial recovery and your legal

After an accident, one of the first phone calls you may receive is from an insurance adjuster. The call often comes quickly. Sometimes it arrives within hours of the incident. The adjuster may sound friendly, sympathetic, and genuinely interested in helping you. Understanding how to deal with insurance adjusters starts with this dynamic: the adjuster works for the insurance company,

If you have hired a personal injury lawyer, one of the first questions on your mind may be: can the insurance company contact me directly after I have an attorney? What about the other side's law firm? This question comes up in nearly every personal injury case we handle at Gelb & Gelb, P.C. The answer rests on clear ethical

For 40 years, Washington, DC, has required the same mandatory minimum limits for car insurance. This has been one of the many reasons why it is so difficult for DC accident victims to get the compensation they deserve. This is not about a payout. It is about accident victims who cannot afford to pay their hospital bills for an accident