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After an accident in Washington, DC or Maryland, calling your insurance company can feel like the obvious next step. You pay premiums every month, and the coverage is supposed to be there when you need it. But understanding the insurance claim downsides before you pick up the phone can make a significant difference in your financial recovery and your legal

After an accident, one of the first phone calls you may receive is from an insurance adjuster. The call often comes quickly. Sometimes it arrives within hours of the incident. The adjuster may sound friendly, sympathetic, and genuinely interested in helping you. Understanding how to deal with insurance adjusters starts with this dynamic: the adjuster works for the insurance company,

If you have hired a personal injury lawyer, one of the first questions on your mind may be: can the insurance company contact me directly after I have an attorney? What about the other side's law firm? This question comes up in nearly every personal injury case we handle at Gelb & Gelb, P.C. The answer rests on clear ethical

For 40 years, Washington, DC, has required the same mandatory minimum limits for car insurance. This has been one of the many reasons why it is so difficult for accident victims to get the compensation they deserve. This is not about a payout. It is about accident victims who cannot afford to pay their hospital bills for an accident they

Our car accident lawyers are acutely familiar with the relevant tort law in our licensed jurisdictions, but also with the relevant insurance law. And just as importantly, we see every day how carrying auto insurance in the event of a car accident plays out in real time. But when you are purchasing a vehicle, whether a sedan or a large