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Reporting a Maryland Uber accident on the app is important for several reasons. You may wonder if you need to report the accident through the app if you are just a passenger and not an Uber driver. There are times when it is important to do so and times when it is not. This guide will explain the benefits of reporting your crash on the app and how to do so. Reporting a Maryland Uber accident through the app is more than just a formality. It is the official notification to Uber and its insurance partners, initiating the claims process and ensuring the company acknowledges the incident. If you are an insured, you have an obligation to report the accident to your insurer under most insurance contracts. If you delay reporting your claim through the app, this may harm your case.
At best, you risk delays. By themselves, delays in getting you the compensation you deserve if you are injured in a Maryland Uber accident can make paying medical expenses challenging. You may have $15,000 in hospital and doctor bills after an Uber accident. If you wait until a year or two years after your accident because you know the statute of limitations for a Maryland personal injury claim is three years, the delay may push you past that deadline, and you can lose your right to recovery altogether. At this point, you may be responsible for your mounting bills. This is made worse if you cannot work after your accident. While lost wages are compensable, you do not want to delay, or you could lose out entirely. If you wait too long, you risk complications that could destroy your case, such as lost evidence.
Call us to learn how to report a Maryland Uber accident through the app.
Uber has made reporting a Maryland Uber accident on the app a straightforward process.
While reporting through the app is a simple process, this does not mean it is efficient. It can take weeks for Uber to set up your claim with the proper insurance company. This is because Uber is not always liable in these cases. In the vast majority of cases, Uber drivers are considered independent contractors. This means Uber may not be liable for actions the driver takes. This also has significance because it means Uber is less of a party to the case despite being directly involved.
Thus, they are usually slow to get you the information you need. This is why getting all the information at the accident scene is critical. If you get things like name, address, insurance information, vehicle information, and photos at the accident scene, there is no reason to report the claim to Uber in the context of your personal injury claim. As a passenger, the biggest reason for reporting the accident through the app is two-fold.
First and most importantly, Uber will provide you with the information you may have forgotten to secure at the scene. Second, they will probably refund you for your ride. While this compensation pales compared to what you may be entitled to through a personal injury claim, it is a good start. If you sue an Uber driver for injuries arising out of an accident, you are likely making a claim with Farmers Insurance. That is the insurance provider for most Uber drivers. When you report a Maryland Uber accident through the app, all Uber has to do is set up a claim with Farmers and provide you with a claim number. If you are an Uber driver, you should already have a Farmers Insurance card displaying your policy number.
You should then give your Farmers policy number to an experienced Maryland Uber accident lawyer to report your claim and begin the legal process.
There are issues any plaintiff will face in a car accident claim. This is why we have represented over 10,000 clients since our founding over 70 years ago. However, there are additional nuances you should be aware of when making a claim after a Maryland Uber accident. The most common challenge is that of insurance. Generally, if you are a passenger in a vehicle, Farmers Insurance through Uber should be available to cover your damages. Even if your Uber is not at fault, you can make an uninsured motorist claim on the vehicle you are in if no coverage is available on the other vehicle. An issue may arise if you are not in the Uber but are in an accident caused by an Uber. In this case, we must determine whether Uber’s Farmers Insurance or Uber driver’s personal coverage applies to your case.
We determine this by figuring out whether the Uber driver was active on the app at the time of the accident. While this may sound straightforward, believe that the driver’s personal insurer and Farmers Insurance are looking to avoid making any payment, with both sides pointing their finger at the other insurer. Besides this critical issue, there are other common challenges you should be aware of when reporting a Maryland Uber accident on the app. While relatively straightforward, navigating through the reporting process can still be confusing for less technology-savvy individuals. Some users report unclear prompts or limited options for describing the incident. Others may find Uber’s response time slow, as the report must go through its internal review process.
This can be an issue because it means a longer process to get your car repaired and any personal injury protection (“PIP”) if available.
The timeline after you report an Uber accident on the app varies from case to case. They will contact you relatively quickly, either by email or phone, to ask additional questions. However, it will take some time before they sort everything out and get us the necessary information to move to the next phase. Once you get all your insurance information, you hand that information over to us and focus on your medical treatment. You may need to advocate for your case by staying in contact with Uber support and the insurance companies involved. You have a right to the information you are requesting. But keep in mind, it is always a faster process if the police go to the scene and create a police report or you simply exchange information at the accident scene as is required under Maryland law.
Our Maryland Uber accident lawyers are happy to walk you through the process of reporting a Maryland Uber accident on the app.
Call our office today for a free consultation at (202) 331-7227.
Copyright © 2025 Gelb & Gelb, P.C. All rights reserved.